Affinity Group Underwriters, Inc

4510 Cox Road, Suite 111 Glen Allen, VA 23060
Affinity Group Underwriters was created in January 1997 as a spin-off from the merger of two Canadian companies. North American Life Assurance Company (NAL) and The Manufacturers Life Insurance Company (Manulife) merged in 1996. NAL was Canada’s oldest and most successful affinity group insurance carrier. The co-founders of AGU, Stephen L. Wyss, Emma S. Parrish and Neil B. Watkins, were all employed at the time by NAL. Before forming AGU, the founders and key staff of the firm had created and managed the U.S. affinity group division for NAL growing it in six years during the early and mid-1990s from a start-up to $18 million of premium with a positive bottom line. In partnership with a U.S. carrier, Allmerica Financial (formerly State Mutual), an agreement was reached with Manulife for Allmerica to acquire the U.S. affinity business and contract with the new company, AGU, to operate it as a managing underwriter.

Company Staff

Charlotte Cutright
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Accounting
Charlotte is AGU's accounting manager. She has 30 years of Charlotte Cutright experience in insurance financial and regulatory reporting. She has worked for both insurance companies (Royal Globe and North American Life) and third-party administrators (Alsop & Elliott / Pearl & Associates and Montgomery Professional Underwriters). She joined North American Life in 1993 and continued through the transition to Affinity Group Underwriters.
Emma S. Parrish
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Managing Director
Emma's extensive and diverse experience in the insurance business includes life and healthEmma Parrish underwriting, administration and claims, for both third-party-administrators and insurance carriers. She began her career with N.H. Bradley, a property & casualty agency in Richmond, VA in 1971. From 1975 to 1989 she was a key member of the management team of Alsop & Elliott, continuing with John P. Pearl & Associates after it purchased A&E in 1985. In 1990 she joined North American life to help build a U.S. association group division. Emma co-founded Affinity Group Underwriters in 1997
Stephen L. Wyss
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Managing Director
Steve has been in the group insurance business since graduating fromSteve Wyss The University of Wisconsin in 1969. He spent 16 years with INA (Insurance Company of North America - predecessor to CIGNA) in the United States, England, France and Canada. After managing a regional office for Pearl & Associates, a third-party administrator for 3 years, he joined North American Life in 1990 to build a US association group division. He has specialized in sales, marketing, product development and general executive management of affinity group programs throughout his career. Steve co-founded Affinity Group Underwriters in 1997
Tom Wyss
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Managing Director
After graduating from the University of Wisconsin–Madison,Tom Wyss Tom had a seven-year career in the radio and cable television business in the Midwest and Hawaii, He entered the insurance business in 1979, starting an American Family insurance agency in Duluth, Minnesota. Moving on to sales management for American Family, he transferred to Ames, Iowa to direct the Central Iowa Region from 1984-1994. From 1994 -2009, he held various management positions at Gulfshore Insurance Agency in Naples, Florida. Tom joined AGU in 2010 as a Managing Director. He is based in Naples with responsibility for sales and marketing nationwide