All Risks Compliance

10150 York Rd, Cockeysville, MD 21030
All Risks, Ltd. was formed as an excess and surplus lines facility in 1964 in Baltimore, Maryland. While we have expanded into additional territories and product lines over the past 52 years, our business is written exclusively through retail agents and brokers. All Risks is the largest independent privately held wholesale broker in the country. Our company has grown faster than its competitors for over 20 years. This growth is as a result of an aggressive and entrepreneurial culture that focuses on providing new opportunities and superior customer service to our retail insurance broker clients. We maintain excellent relationships with carriers, enabling us to "get things done" - providing you with the solutions needed when you need them. Over 800 employees staff our full service offices in Phoenix, AZ; Los Angeles, CA; San Francisco, CA; Denver, CO; Ft. Lauderdale, FL; Jupiter, FL; Miami, FL; Orlando, FL; Ormond Beach, FL; St. Petersburg, FL; Tampa, FL; Atlanta, GA; Chicago, IL; Ft. Wayne, IN; New Orleans, LA; Hunt Valley, MD; St. Paul, MN; Wayzata, MN; Omaha, NE; Princeton, NJ; New York, NY; Charlotte, NC; Philadelphia, PA; York, PA; Austin, TX; Dallas, TX; Houston, TX; Alexandria, VA (DC Metro); Richmond, VA; Seattle, WA; and Tacoma, WA. Our friendly and accessible team has enormous underwriting expertise. They go the extra distance to keep abreast of trends and changes in products and in the marketplace. Our size and scope make us the best positioned wholesale broker in the marketplace. All Risks exists to fill a unique niche. As brokers or underwriters, we serve our agents as their licensed navigator in the complicated specialty insurance market. We assist in all lines of coverage including General and Professional Liability, Property, Commercial Automobile, Workers' Compensation, Umbrella and Excess, Directors and Officers, Standard Admitted Packages and Specialty Personal Lines. Coverage can be provided on both Surplus Lines and Admitted basis.

Company Staff

Marcus Payne
Managing Director
Joined All Risks, Ltd. as a consultant in January 2003 and as an employee in December 2003 Served as Education Coordinator for National Association of Surplus Lines Offices, Instructor for NAPSLO E&S and Advanced Schools, Board of Trustees at Austin College, Sherman, Texas and member of the Derek Hughes/ NAPSLO Education Foundation Board of Trustees Prior to joining All Risks, held President, Chief Operating Officer, and Executive Consultant positions for Crump Insurance Services, Inc. Held Captain ranking in the United States Marine Corps Earned a B. A. degree at Austin College
Marti Dickinson
Corporate Director
Joined All Risks, Ltd. in March, 1987 Promoted to President in 1992 and Corporate Director in 2004 Served on Internship Committee for National Association of Surplus Lines Offices Prior to joining All Risks, held Vice President position with Chesapeake Underwriters
Matthew Nichols
President
Joined All Risks, Ltd. as Branch Manager of Southeast Operations in 2000 Promoted to Executive Vice President in 2003 and President in 2004 Board Member of the National Association of Surplus Lines Offices since 2005 and President of the National Association of Surplus Lines Offices (2012-2013) Prior to joining All Risks, held Vice President of Marketing and Underwriting Manager positions with Colony Management Services Inc. Earned a B. A. degree in American Government from University of Virginia
Nicholas Cortezi
Chief Executive Officer
Joined All Risks, Ltd. in 1987 Promoted to CEO in 1999 Served on the board of the Independent Insurance Agents of Baltimore, the Independent Insurance Agents of Maryland, The Board of the National Association of Surplus Lines Offices, and as President of the National Association of Surplus Lines Offices, (2002-2003) Earned a B. A. degree in International Relations and Political Science from The Johns Hopkins University Received diploma from Johns Hopkins School of Advanced International Studies in Bologna, Italy